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Health Plans

Health Plan

From access to a range of health professionals to coverage of prescription drugs, vaccinations, diagnostic services and medical equipment, the GSA student supplementary Health Plan is designed to provide Graduate Students of UWaterloo important health services, in addition to the basic provincial healthcare plan. And, by visiting members of Studentcare Networks, you can receive additional coverage.

The health plan also extends to vision coverage, travel coverage, dental care, and a new mental health and wellness support service, Empower Me.

empower me poster
health and dental plans graphic


For questions regarding the health plan and details about your coverage, please contact Studentcare. 

  • StudentCare website
  • Studentcare On-campus Office
    Health Services Building, Room 1006
    University of Waterloo Main Campus
  • Mobile App (download)


Opt in/op outs for Health Plan are managed by Studentcare. More information about their opt out program can be found on their website. To opt in to the Health Plan, visit the Studentcare website for their self enrollment program.

If you are already covered by an equivalent health plan, you can opt-out and receive a refund for the Health Plan through Studentcare. You must be able to provide proof of coverage by an equivalent health plan. Your provincial health care does not provide coverage equivalent to the GSA Health Plan. You cannot opt out of the GSA Health Plan if you are only covered by OHIP (or a plan similar to OHIP).

All UWaterloo graduate students who have paid service fees for the Fall 2021 term but wish to opt out, must do so during the Winter Change-of-Coverage Period from September 7 to September 28, 2021. Enrolments cannot be processed after the deadline.

International Students

Eligible international students are automatically covered by and billed for applicable portions of the student Plan. Note that Plan benefits are only accessible within Canada, while other services remain available abroad. Certain limitations exist.

Due to the impact of travel restrictions related to COVID-19, options for international students have been expanded for the 2020-21 academic year so that you can make the best choice for your individual circumstances. Be sure to read the FAQ at to review your options, and find complete details on your Plan’s benefits and services online at our website.

Last Updated: August 16, 2021

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University of Waterloo
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Territorial Acknowledgement

We acknowledge that we work on the traditional territory of ‎ the Attawandaron (Neutral), Anishinaabeg and Haudenosaunee peoples. The University of Waterloo is situated on the Haldimand Tract, the land promised to the Six Nations that includes ten kilometers on each side of the Grand River. We acknowledge that we work on these territories as beneficiaries of settler colonialism. We also acknowledge that members of our UWaterloo community live on Indigenous territories around the world.

This statement is only a small step in the process of reconciliation. Decolonization requires systemic change. The GSA-UW is committed to this effort.

Graduate Student Association - University of Waterloo © 2021

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