The GSA student supplementary Dental Coverage is designed to provide Graduate Students of UWaterloo with important dental care services, including preventative services like cleanings, basic services like fillings, major restorative dental work like crowns, and more.
The GSA Dental Plan covers 60% to 70% of your dental costs and by visiting dental professionals who are members of the Studentcare Networks, you can receive an additional 20% to 30% coverage.
GSA Fees - Dental Coverage
To be eligible for the supplementary dental plan, students must have OHIP, coverage from another province, or UHIP, which cover expenses such as visits to your doctor or the hospital.
The student plans can be combined with other dental plans (i.e. a parent or spouse’s employee benefit plan) to maximize overall coverage and save on dental costs. Students can also enrol their spouses and children on the plan.
Opt ins/opt outs for Dental Plan are managed by Studentcare. More information about their opt out program can be found on their website. To opt in to the Dental Plan, visit the Studentcare website for their self enrollment program.
You may opt out of the Dental Plan through Studentcare and receive a refund for the dental portion of the Plan without submitting proof of equivalent dental coverage.
If you’re a new student starting in the Winter Term or a Co-op student who was not on Academic Term in Fall 2021 or Spring 2021, who has paid service fees for the Winter 2022 term but wish to opt out, you must do so during the Winter Change-of-Coverage Period from January 5 – 25, 2022.
Enrolments cannot be processed after the deadline.
Eligible international students are automatically covered by and billed for applicable portions of the student Plan. Note that Plan benefits are only accessible within Canada, while other services remain available abroad. Certain limitations exist.
Due to the impact of travel restrictions related to COVID-19, options for international students have been expanded for the 2020-21 academic year so that you can make the best choice for your individual circumstances. Be sure to read the FAQ at to review your options, and find complete details on your Plan’s benefits and services online on the Studentcare website.